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Frank Gemma Experience – Expertise – Education – Empathy – the Team Gemma Difference With all the mortgage companies and banks offering home loans, here are a couple of items that make Team Gemma stand out Experience - I've built a successful career as a Loan Officer in the Tampa Bay Area since 1997. I have personally closed thousands of mortgage loans; so I have experienced most situations that could cause closing dilemmas. From first time homebuyers to second home buyers to investors, I've helped with all types of purchases with loan solutions from down payment assistance to construction, renovation lending and jumbo loans; on all types of properties.


Kingsport Townhomes

8305 King Blossom Court
Tampa, FL 33615


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150 2nd Ave N, Suite 100 St. Petersburg, FL 33701

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